FAQs

We work to help people find the best financial solutions to their needs. At Cashtero, we offer various loan options by connecting you with financial institutions that match your profile. Our platform makes it easy to compare terms, apply online, and quickly receive funds that meet your specific financial requirements.

Cashtero connects you with the best loan options available on the market. Our service is free of charge. Our platform includes different types of loans from various financial institutions. While our offers are diversified, we ensure to find you the loan that is most convenient and suited to your specific needs and financial situation. Note that the final agreement is made with the financial institution with whom you decide to take the loan. Cashtero acts as an intermediary and does not set or contract any loan conditions.

Cashtero offers a streamlined online process, ensuring convenience and efficiency. With Cashtero, it is easy to find financial options thanks to a quick application for which only essential information is requested. Our services are transparent, easy, fast, accessible and secure. We use advanced encryption to protect your personal information and propose only the most reliable loans on the market, with competitive rates and favorable terms. In addition, our platform connects you with various lending options that serve as great alternatives to traditional banking, making loans and credits more accessible to a wider range of people.

The loan amount you can request through Cashtero ranges from 1,000 PHP to 50,000 PHP. The specific amount you’ll be able to borrow will depend on several factors including your income, credit profile, and the lending criteria of our partner financial institutions. When starting the application process, you’ll need to indicate your desired loan amount, and after reviewing your information, you’ll be presented with loan options that match your profile and needs.

Anyone who needs extra money at a specific time can apply for an online loan via Cashtero’s calculator and application form. If you start an application, make sure you fulfill the requirements:

• Be at least 18 years of age
• Be a legal resident of the Philippines
• Possess a valid national identification document
• Possess a valid phone number and email address

Additional requirements may vary depending on the specific financial institution you’re applying with through our platform.

With our platform, you can quickly and easily complete the application and find the best loan offers that match your profile. To get started, you’ll need to provide some basic information, such as your contact details and key personal and financial details. We take data privacy and security very seriously. If you’d like to learn more about how we handle your information, please visit our privacy policy page.

We use the information you provide to ensure a smooth and efficient loan application process. Your contact details allow us to keep you updated on the status of your application, while your personal and financial details help us assess your profile and connect you with loan providers that best match your needs. If you have any questions about how we handle your data, please refer to our privacy policy.

Thanks to a fully online process, getting approval for a loan is fast and straightforward. The application itself takes only a few minutes to complete. Since lenders need to review and verify your information, the approval process can take up to 24 hours. Once approved, the funds are sent directly to your account. In summary, you can apply and receive your loan quickly, no matter where you are.

Being in debt can be a stressful situation, so we always recommend minimizing your existing financial obligations before taking on a new loan. While having outstanding debts or a low credit score may impact your chances of approval, you can still submit a loan application. The lender will review your profile, assess your eligibility, and determine whether you meet their requirements before making a final decision.

The loan interest rates and fees will be communicated to you upon completing your application, as they depend on factors such as the loan amount, repayment period, and your financial profile. Additionally, interest rates and fees may vary based on the type of loan and the lender offering the service.

The short answer is yes! You can still apply for a loan even if you have a low credit score or are registered in a credit risk database. Some lenders offer loan options with more flexible approval criteria, meaning fewer documents and financial background checks may be required. However, approval will depend on the specific lender’s conditions and requirements.

Once your application is submitted with complete and accurate information and the approval process is finalized, the funds are transferred to your account immediately. However, be aware that processing times may vary depending on the lender and your bank.

Repaying your loan is just as simple as applying for it. You can make your payments via bank transfer or, if the lender provides an online client portal, through your credit or debit card. The repayment schedule and frequency will depend on the terms agreed upon with your lender.

If you need to change the terms of a loan after agreeing to them, you will need to contact the lender directly to discuss possible modifications. Any changes must be approved by the lender and properly documented to ensure everything is handled correctly on both sides.